Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

240 Ruby Ln, Vallejo, CA

Current loan is assumable at 2.5% upon approval with current Lender, Carrington Mortgage 1800-561-4567 ask for assumption package.** Work in San Francisco? no problem. minutes away from the ferry to the city. Turn key tri-level home sits on quiet cul-de-sac neighborhood. Amazing view of the Carquinez Bridge from the upstairs bedroom. Vaulted ceilings in living room and up stairs. Cozy fireplace, newly painted interior walls. Kitchen offers plenty of cabinet space with newly painted cabinets. Second floor offers extended vaulted ceilings & main bedroom suite with two large closets. Third floors Two additional bedrooms with Jack & Jill bathroom. Outdoor Patio deck with plenty of yard to enjoy. No rear or front neighbors. Close to UC Maritime Academy School, Centrally located near freeways.

188 BLACKWATER WAY, ST JOHNS, FL

VA Assumable loan at 3.75%! This luxurious 4 bedroom plus loft, 2.5 bath home, is perfectly nestled on a cul de sac road. Upon entering, you are welcomed with gorgeous wood floors and a large private office with french doors. Chef's kitchen w/ gas stove, granite countertops, food prep island and stainless steel appliances. Sun soaked living area with custom linear fireplace and casual dining space. Upstairs is a spacious loft with board and batten accent, offers endless possibilities. Large primary bedroom with spa like bathroom. Three other bedrooms with walk- in closets, thoughtfully remodeled hall bath and laundry room with upper cabinets. Relax in your fully fenced in backyard complete with extended screened patio, pavered deck w/ firepit, plus room for a pool! 2 1/2 car tandem garage RiverTown is a master planned community nestled along the picturesque Saint Johns River, offering unbelievable resort style amenities - RiverClub provides a riverfront setting with boardwalks, Kayak launch, large pool, onsite café and game room; RiverHouse provides a beautiful clubhouse that is perfect for parties and events, large waterslide pool, lap pool, fitness center, yoga studio and tennis courts; RiverLodge opening summer 2024 with lazy river, gym and much more! Plus, enjoy the dog parks, nature trails, golf cart paths and more.