Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

1341 Hermitage Ln, Ladson, SC

**Home has an assumable VA loan with an incredible 2.25% interest rate!**Welcome home to 1341 Hermitage Lane! This stunning 4 bedroom, 2.5 bathroom home offers incredible features and a sophisticated design that is sure to impress. Situated in a highly desired neighborhood, this house provides the perfect balance of comfort and style. As you enter the home, you will be greeted by a bright and spacious living room, adorned with large windows that allow ample natural light to flood the space. The open floor plan seamlessly connects the living room to the dining area and kitchen, creating an ideal space for entertaining guests or enjoying family meals.The kitchen is a true chef's dream, featuring modern appliances, gorgeous countertops, and plenty of cabinet space for storage.Whether you are a culinary enthusiast or simply enjoy cooking for your loved ones, this kitchen and pantry will exceed your expectations. The master bedroom (downstairs) offers a peaceful retreat, complete with a private ensuite bathroom and a walk-in closet. The three additional bedrooms are upstairs; spacious and versatile, perfect for accommodating guests or creating a home office space. Step outside into the backyard, and you will find a beautifully landscaped oasis, perfect for outdoor relaxation and entertaining. The patio area is ideal for hosting barbecues or simply enjoying a morning cup of coffee. The fenced-in yard offers privacy and security, providing a safe space for children and pets to play freely. Located in the sought-after city of Ladson, this property brings you close to a wide range of amenities and conveniences. Explore the nearby shopping centers, restaurants, and entertainment options or take advantage of the parks and recreation areas that are just moments away. The Hunters Bend neighborhood is highly desirable. There is a gorgeous pool overlooking one many scenic ponds in the neighborhood. There are walking/jogging trails and beautiful ponds throughout the neighborhood. Don't miss the opportunity to make this house your home! Contact us today to schedule a private showing of 1341 Hermitage Lane in Ladson, SC. This is your chance to experience a luxurious and comfortable lifestyle in a truly remarkable residence.

435 Montclair St, Chula Vista, CA

Welcome to 435 Montclair, where spacious elegance meets the comfort of home. This single-story Chula Vista gem boasts 4 bedrooms and 3 baths, resting on a sprawling 7100 SqFt lot with ADU potential—a canvas for your dream expansion. With NO HOA or Mello Roos and a VA Assumable Loan at 2.75%-322k balance , the path to ownership is as smooth as the perfectly level grounds. Step inside to discover a haven including 2 master bedrooms including one master bedroom retreat with its own bathroom and access. The freshly painted interior and brand-new carpet, a fireplace, central AC and heat ensure year-round comfort, while the thoughtfully equipped kitchen beckons with included appliances—a culinary delight awaits. Outside, find your sanctuary in a backyard adorned with RV/Boat Parking, mature fruit trees, and the promise of countless family gatherings. This is not just a home; it's a piece of paradise in a friendly, family-oriented neighborhood where memories are made. Convenience meets lifestyle with easy access to the 5 and 805 freeways, top-rated schools, and the vibrant pulse of shopping and restaurants. 435 Montclair is more than a residence; it's an opportunity to live your best life in San Diego/Chula Vista, poised on the cusp of the sought-after Chula Vista BayFront Development. Seize the moment—your perfect family home awaits at 435 Montclair.