Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

9470 DANIELS MILL DR, JACKSONVILLE, FL

Welcome to the heartwarming embrace of 9470 Daniels Mill Dr W, Jacksonville, FL 32244 - a charming 4-bedroom, 2-bathroom home, just waiting for you to move in. The kitchen features all the essentials, including a range, microwave, and refrigerator, creating a warm and inviting space for hosting and cherished gatherings. Outside, the lovingly backyard provides the perfect backdrop for relaxation and creating beautiful memories. Nestled in a sought-after community, 9470 Daniels Mill Dr W is not just a house; it's a place where dreams come true. This turnkey property is ready for your personal touch. Don't miss your chance to start a new chapter in Jacksonville - your dream home is calling! VA Assumable Loan

162 Bald Eagle Pointe Drive, Hertford, NC

Fully assumable Loan (VA eligibility not required) available at 2.875% on this beautiful home nestled on 1.2 acres on Albemarle Sound! Enjoy the best in waterfront living with 180-degree Sound views from your dual-level screened porches (adding 500+ Sqft of outdoor space). With views of the Little River from front porch & front balcony & the sound in your backyard! Built for convenience in 2017 the home offers numerous upgrades including many ADA compliant accessibility features to include a full-service ELEVATOR (950 Lb. capacity), low-grade ramps in front & back, extra wide 36'' doors, upstairs & downstairs master bedrooms, & extra wide hallways. Beautiful hickory hardwood floors throughout, first-floor master bedroom features an en-suite bathroom with extra-large curb-less shower & a jacuzzi/tub. The ground floor is complemented by a large living (or formal dining area), a half-bath, kitchen with large granite island, matching dinette table & a large walk-in pantry. The second floor includes a kitchenette & an open flex area, great for second living space. This upper-level floor also includes 3 bedrooms, 2 full-size bathrooms. One bedroom upstairs is the additional master bedroom with en suite bath. Accompanied by a private stairway access to the second-floor master bedroom from the garage, this home is ideally designed for extended/multi family living, making a wonderful in-law suite or additional space for large family! The property is protected by a riprap bulkhead, an extended pier, and NO FLOOD INSURANCE required. NEST/Ring security features are included as well as high-speed internet being available. This property is located at 'The Shores at Land's End', a tranquil waterfront residential community with a pool, clubhouse, boat launch, low HOA fees and abundant waterways including a number of ponds perfect for kayaking or paddle boarding!