Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

1120 SW 22nd Ter, Cape Coral, FL

Location Location Location Highly Rare and Desirable Palmetto Pines Golf and Country Club Neighborhood without Any HOA Fees to pay! VA and FHA Friendly! Assumable VA Loan @ 2.25% (don't have to be a veteran to assume) This 2015 home is in a NO FLOOD ZONE, had NO Hurricane Ian Impact or Water Damage, and All Assessments Paid! This charming one owner home has been taken care of so well it feels like it's a new home. The rear of the home faces SOUTH which is very important because during winter months the sun is in the south side of the house from sunrise to sunset. There's more than enough room for a pool and you can design the pool how you want it and during the winter months your pool will get sun from sunrise to sunset. Premium landscaping and screened in lanai promote relaxation in your downtimes. Tile in high traffic areas, open concept kitchen and living area floor plan. Easy close access to the best shopping, restaurants, hospitals, emergency services, and easy access to Mid-Cape Bridge to Fort Myers. This home is priced right in the perfect neighborhood so come and see it and make it your home before it's gone.

279 Crimson Ln, Kyle, TX

Cute 4 bed/2.5 bath plus double loft game room/den. Great location! Within 3 miles of TONS of restaurants and shopping. Many windows provide ample natural lighting. Kitchen boasts stainless steel appliances, granite countertops and a large center, eat-in island. Backyard is a nice size and has an elevated back fence providing privacy. Primary bedroom, bath and laundry are on the first floor. Neighborhood has a playground, basketball court and grassy open space. Home is 8 miles south of Austin with easy access to I-35. Within 3 miles there is an HEB, Target, Walmart, Costco, Lowe’s, Home Depot, Hobby Lobby, Dutch Bros, Dunkin, Starbucks, Kohl’s, Academy, Torchy’s, EVO Entertainment, Ascension Seton Hays Co Hospital, etc. Move-in ready. Come see this beauty in a great location, she won’t last long! Loan is FHA and is assumable at a 3.5% interest rate.