Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

5005 Whispering Leaf Trl, Valrico, FL

Gorgeous Twin Lakes estate home. Updated two story four bedroom home with small view of the huge community lake from front yard. Huge bonus room on first floor. New wood floors with coffered ceilings. Private saltwater pool and steps to community pool as well. Large cherry wood cabinets in kitchen, built-in shelving in living room and large bedrooms. Separate laundry. Back yard oasis with lush landscaping for privacy. Screened pool area and back yard is fully fenced. Outdoor kitchen is so fun to entertain in the beautiful Florida nights. new floors, new roof, new paint, new HVAC, three car garage. Community has playground, tennis courts, pickleball courts, basketball courts, walking trails, community pool, Guard in the overnight hours and huge lake. Newsome! Sellers' Loan is assumable at 2.875%.

116 Yates Cir, Stanardsville, VA

***Unique Opportunity for an ASSUMABLE LOAN at 3.25% interest rate*** Brand New home, completed in 2022, this home offers an OPEN FLOOR PLAN with vaulted ceilings, 1st floor primary bedroom suite, charming-cottage-style finishes throughout and a walk-out basement with office & full bath. The classic Kitchen includes the on-trend look--white upper cabinets and dark grey lower cabinetry, stainless appliances & granite counters. Many extras, including-crown molding in kitchen/living/dining room, hardiplank/stone exterior, spacious front porch, asphalt driveway, gas fireplace with slate surround. Quality 2 X6 construction in this new build. This home is located in a quiet cul de sac community and backs to serene natural wooded views with mountain views from the front porch. Firefly Fiber Optic Internet will be installed Winter of 2023.