Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

1384 W Brink Ct, Meridian, ID

This better than new home is an exciting prospect, with its 2.375% ASSUMABLE LOAN and ideal location tucked in a quiet cul-de-sac neighborhood minutes from everything. From the moment you step inside, you'll be greeted with an open floor plan, gas fireplace, double height ceilings, filled with natural light and stylish finishes. Open concept floor plan seamlessly connects the living, dining, and kitchen areas. With 4 bedrooms, 2.5 bathrooms and a 3-car garage there is ample space for those to looking to entertain or finding your own comfortable quiet office to set up. Step outside to your private oasis! This beautifully designed fully landscaped backyard is truly an extension of the home. Fully fenced and featuring a large patio area that is perfect for hosting BBQ's or enjoying a cozy night by the fire under party lights. Includes sprinkler system, in-ground, trampoline and garden shed. Don't miss out on this incredible opportunity to make this beautiful better-than-new home yours!

14198 Creekbed Cir, Winter Garden, FL

Seller currently has a 3% interest loan on the house that they are willing to work out with buyers to assume if buyer meets criteria Better than new! Welcome to the only custom home in Bradford Creek. This custom floor plan is one of a kind and is the only one like it in Bradford Creek. Enjoy living on the quiet and peaceful preserve which is protected by the city of Winter Garden and have peace of mind knowing you won't ever have rear neighbors behind you (except the birds and rabbits which love to make an appearance quite a bit). Inside you'll find tons of upgrades starting with the car lovers dream garage (which used to double as a man cave). The entire 3 car garage has garage trac flooring, a pull down screen door for those cool FL days, a mini split system and pre-wired for a TV. Inside you'll find a wine cellar that can store up 54 bottles of wine with room to add more plus storage, hardwood floors throughout the entire home (except bathrooms), two screened in patios (one upstairs and one down), a fire pit area for those few but incredible cool FL nights, beautiful paneled wood built in entertainment area, split plan with primary bedroom downstairs for plenty of privacy, oversized bedrooms upstairs, a huge loft that is ready for your built ins of choice, a guest room nook and room that has a private entrance to the upstairs patio (could easily turn this into a guest suite with one small drywall addition). There is an enormous oversized bonus patio in the back that is perfect for entertaining, a beautiful potted garden or both! Owners have inquired about putting a pool in back and confirmed there is room if you remove the bonus screened in patio. The location can't be beat. 4 minutes to Winter Garden Village where you'll find everything you need and only 7 minutes to downtown Winter Garden. Excellent schools nearby, bike to the grocery store and only 3 minute drive to the hospital. Enjoy living in a calm and convenient location with plenty of room for everyone. See Realtor remarks for additional info.