Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

9831 Banyan St, Rancho Cucamonga, CA

Welcome to 9831 Banyan St: A modern, tranquil, fully upgraded dream home on a quiet cul de sac in Alta Loma. Enter and behold the breathtaking white oak engineered hardwood flooring, creating a seamless flow from down- to upstairs. The custom designed chef's kitchen is the heart of the home, with state-of-the-art appliances, sleek cabinetry, a breakfast bar, and a stylish tile backsplash. Host guests at the quartz countertop bar & enjoy gourmet meals in the adjacent dining area, bathed in natural light from the double pained Milgard windows throughout the home. Ascending upstairs, find your primary suite sanctuary featuring a private balcony where you can unwind while gazing at the starlit sky, which leads to your backyard paradise by way of a gorgeous spiral staircase. The home’s highlight is the stunning secondary downstairs primary suite w/a spacious layout, spa-like en-suite bathroom, & generous walk-in closet. This ADA/ADU-ready primary suite w/its own HVAC perfectly serves as separate living quarters for extended family or guests. All the bedrooms feature luxurious carpeting, inviting you to sink your feet into plush comfort. Throughout the home, smart technology enhances your living experience, bringing convenience & peace of mind to your daily life. In the primary bath, new Delta fixtures w/a lifetime warranty offer both elegance & reliability. Fresh interior paint, plantation shutters, & upgraded solid core Livingston 3-panel doors add sophistication & style to every room. The outdoor space is a masterpiece, featuring a meticulously landscaped garden, new pavers, & a sprawling patio to host alfresco gatherings. Relax in the saltwater black bottom pool & spa oasis w/many recent updates including a new salt cell. Your outdoor living experience has been elevated w/ the installation of custom-built black iron RV and walk-in gates, providing secure access to the backyard through digital biometric locks. The façade of the house has been redesigned & painted to refresh its charm. This home boasts many extra conveniences including owned solar, reverse osmosis water filter & softener, electrical sub-panel, 300amp RV hookup, second AC unit, and a tankless water heater for both primary suites. The permitted gas repipe ensures safety & efficiency. Welcome home to 9831 Banyan St, where you have everything you need to live, work, and play in absolute luxury and comfort. But wait there's more, potentially assume sellers loan at a 2.375% rate, now that's exciting

154 Cutthroat Dr, Cudjoe Key, FL

Upgraded, waterfront 2 bedroom, 2 bathroom home with many upgrades including metal roof, HardiePlank siding, impact windows, granite countertops, LVT flooring and A/C. Open concept floorpan with kitchen island, dining room, family room and double sliding glass doors with access to your 192 Sqft screened/covered back porch overlooking the water. 2 large bedrooms, guest bathroom, master bathroom en-suite and full-size laundry room. Crown molding, white shaker style kitchen cabinets, 60'x4' concrete dock, covered parking, over 500 Sqft of storage and large yard with plenty of room for your Boat, RV, trailers and toys! Great boating access to Cudjoe Bay, Ocean and Gulf just minutes from the amazing crystal clear waters of the Florida Keys destinations like Content Keys, Snipe Key, Tarpon Belly and many more with our famous fishing, diving, snorkeling and kayak/paddle boarding. This home is just 25 minutes to Key West with shopping, night life, water sports and much more. Enjoy the walking/bike path in the neighborhood or go to Big Pine Park or Bahia Honda State Park to enjoy time with friends and family. Local grocery store, convenience stores and much more within a mile of your new home!This house is in a sought after neighborhood in Cudjoe Key, centrally located between Key West and Marathon with access to all the Keys have to offer. VA assumable loan to qualified buyers with an interest rate under 3%! Come take a look and make Cudjoe Key and the Florida Keys your new home. Very easy to show! Seller is motivated!

9327 Willowview Ln, Houston, TX

ASSUMABLE LOAN OF 4% AVAILABLE. Escape to paradise in the heart of Spring Branch! This ranch-style home offers the best of both worlds - convenience & tranquility w/ mature landscaping. Open living room & dining room provide the perfect space for entertaining. The true gem is the chef's dream kitchen featuring custom cabinetry, stainless steel appliances & a built-in wine fridge. The upgraded granite countertops & center island offer ample space, while travertine floors add a touch of luxury. The spacious bedrooms are perfect for family or guests. Wood floors in the living & dining areas add warmth and character. Step out onto the covered patio & experience the serenity of high ceilings & peaceful sounds of nature. A charming tree house & gardening space allow you to fully embrace outdoor living. Located near shopping, dining, & highways, this home strikes the perfect balance. Don't miss out - schedule a showing today & make this captivating ranch your forever home!