Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

5796 Lehamite Fall, Mariposa, CA

Welcome home is what this turnkey home says when you walk in the door! There is so much this beautiful home offers, AND if a buyer qualifies, one can ASSUME the current loan with an all time low interest rate at 2.25%!!! YES, you heard right, 2.25% interest rate, which will save you thousands of $$$$ over time,(buyer to verify terms and conditions). This turnkey home offers 3 bedrooms (all on the main floor), two spacious bathrooms, one with a walk in shower, and a large loft area which can be a bonus room, gym, office, hobby room, or add another bedroom, your choice. There is also another bonus room/family room on the main floor, giving you more space to make your own. The beautiful large open kitchen has ample room, with granite counter tops, a breakfast bar, a double oven, and lots of cupboard space. The home also offers reverse osmosis (in kitchen) for great tasting water, and a whole house water filtration/UV conditioning system! The home is situated on 2+ acres of usable land, bring the horses if you so desire, along with newer fencing around the back side of the property, along with a fenced in vegetable garden area! The home offers solar, with smart technology features (call for details regarding the solar), a doggie door also with smart features, and a newer metal roof so you are set for years to come, did I mention the whole house generator, yes it has this too! Also included in this beautiful home, is newer double paned thermal windows throughout! If you wish to enjoy the outdoors and what beautiful Lush Meadows Estates has to offer, you are just around the corner from Dawn Lake, enjoy fishing, camping, kayaking, and hiking around the area, discovering mountain living at its best! Call for a tour of this amazing home, with amazing opportunities, we want to welcome you home!

1992 Diamond St, Pt Saint Lucie, FL

Welcome to this gorgeous 4 bedroom, 3 bathroom home with an office and a 3 car tandem garage on a corner lot. As you enter, you will be impressed by the grand foyer with a tray ceiling, crown molding, and tall baseboards. The formal dining room has been transformed into a fun game room with a brand new wet bar. The gourmet kitchen features a 12ft large island, double oven, stainless steel appliances, and matching granite countertops. The kitchen opens to the spacious great room, perfect for hosting family and friends. The owners suite offers a relaxing retreat with a deluxe bathroom that boasts an oversized shower, dual sinks, and two walk-in closets. On the opposite side of the house, you will find two generous bedrooms with walk-in closets that share a full bathroom with double sinks, a large tub, and a shower. The laundry room has built-in cabinets and a sink for your convenience. This home is a must-see! Seller offering 3% to buy down rate and/or buyer can assume his loan with a rate of 3.625% payoff $338,000. buyer can take out a second up to 80% LTV but would at the minimum need to come up with 20%