Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

13338 Copper Ridge Rd, Germantown, MD

2.75% Assumable VA loan!!! Here it is, this is arguably the most beautifully designed home in the Highly Desirable Cloppers Mill West subdivision. It is certainly the most unique and among the largest boasting 7 bedrooms/5 full baths and truly gorgeous from the moment you cross the threshold. Awash in natural light, no need to even turn a light on. The 2-story foyer with front and rear staircases and living room set the stage for comfortable family living and entertaining. From the two private first floor bedrooms and huge first floor full bath with double vanity, to the open family room/eat-in kitchen, this home boasts space without feeling cavernous. On the upper level, you will find the primary bedroom suite, complete with private bath and walk-in closet. 3 additional bedrooms and 2 full baths, as well as a family entertainment area/study space. A fully finished walk-out basement with a huge recreation area, bonus room/office, full bath, kitchenette, laundry room, guest room and ample storage complete this wonderful home! Enjoy entertaining on the oversized nearly wrap around deck. New carpet, fresh paint throughout, newer roof and systems - most systems still under warranty - this home is ready for its new owners and can accommodate nearly any living situation and needs. Full Disclosure, Owner's are active duty military being transferred before the completion of the finished basement which includes the 7th bedroom and additional finished square footage. All will be completed prior to settlement according to the current active building permit in place unless otherwise agreed to in writing.

277 NE Kinsale Ct, Hillsboro, OR

The Lavender House: Single Level = Light and Bright open floor plan with Vaulted Ceilings in Living Room, Dining room, Kitchen, and Family room. Bamboo Flooring throughout with two Skylights and two Bay Windows that bring in an abundance of Natural Light. New Roof in 2019. Newer hardi-plank siding with New Exterior/Interior Paint. New Water-line coming in from the street installed in 2022. New HVAC Gas Furnace and Air Conditioning both installed in 2021. Sliding Glass door opens to large covered private patio; perfect setting for indoor-outdoor entertaining. Private backyard with thoughtfully planted bushes and trees and plenty of sunlight. Fully Fenced backyard with Boat/RV Parking. Great neighborhood on a quiet cul-de-sac. Just Minutes to Intel, Shopping, Parks and Restaurants. Two short blocks to elementary & middle school, and only 2 miles to Sparrowhawk Organic Farm for all your produce. Home loan has been confirmed to be assumable at 3.125% with bank approval and a downpayment. This home includes an Old Republic 'Platinum Plan' Home Warranty.