Are high interest rates standing between you and a home purchase? There is a solution! Assumable mortgages are not frequently discussed, so many people are not even aware they exist. With an assumable mortgage, the buyer of a property can assume, or take over, the mortgage of the seller. Given mortgages rates were so low for so long, the seller will often times have a mortgage rate far lower than prevailing rates today - sometimes as low as 2%.

2616 Aspen Falls Ave, Caldwell, ID

$379k @ 2.75% ASSUMABLE VA LOAN. This inviting home combines comfort and luxury. The interior embraces high ceilings, open living/split bedroom floorplan, with a kitchen that’s perfect for any gathering! Large primary suite is a quiet sanctuary with soaker tub, walk-in shower and generous size closet. Separate second story bonus room, and adjoining bedroom is a multipurpose flex space. Covered outdoor kitchen has all the trimmings for barbecues and parties. Or just chill in the shaded backyard around the firepit and enjoy the relaxing hot tub. 775 sf garage with 3rd bay workshop and wood burning stove will accommodate all your toys and projects! A convenient location, in a pride of ownership neighborhood, makes for easy commuting, downtown fun, or heading to the mountains!

9818 CHARLINE LN, San Antonio, TX

Spacious 2 story 4 bdrm home with flex room up front that could be used as a study/formal living or formal dining - you choose! Generous counter and cabinet space in kitchen that opens to family room and breakfast room. Updated sliding glass door entry to patio area and large backyard with storage shed. All bedrooms are upstairs and have good sized rooms- there's even an area off of the master that is a closet and dressing area or quiet escape for a home office. Conveniently located off Braun Rd just inside Loop 1604 with ez access to shopping and military bases. Desired NISD schools. Epoxy floor in garage. Shed stays. Home is ready for move in! Ask about assumable w/qualifying 3.5% loan.